I've been a licensed mortgage professional since December 1999 — over 26 years working at every level of the Canadian mortgage industry, and almost entirely in alternative and non-bank lending.

I founded Broker It! in 2021 because too many Canadians get told "no" by their bank and assume the answer is no everywhere. It isn't.

The big banks are federally regulated, with mandated lending parameters that are uniformly strict across the board. Provincially regulated lenders, mortgage investment corporations, and private lenders operate within different rules. Still regulated, but different rules — they pick a niche, they lend wisely within it, and they can say 'yes' where federally regulated banks often cannot.

The catch is, you generally can't reach those lenders directly. Most don't take applications from the public. They rely on brokers to represent the client side: structuring the application correctly, validating documents, disclosing costs and risks in plain language.

That's where I come in. I've been a licensed broker, an alternative mortgage specialist at a major Canadian bank, an investment lender and underwriter, and a Director-level executive at a major Canadian bank, where for seven years I led mortgage compliance, governance, and regulatory operations across Canada. I've seen what gets approved, what gets declined, and why.

I'm a graduate of the University of Guelph (B.Comm., Economics and Finance) and Seneca College's Financial Services Underwriting program (with Honours). Founding Member of the Canadian Association of Accredited Mortgage Professionals (now Mortgage Professionals Canada), member of the Canadian Mortgage Brokers Association, and licensed mortgage broker in multiple Canadian provinces.

For Canadians 55+, I also operate Rewind Mortgage, a brand specializing exclusively in reverse mortgage solutions.

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